Cook the bacon in a small Dutch oven over medium-high heat until golden brown and crispy. Place on a paper towel to drain. Chop into crumbles and set aside until needed.
Add the onion and jalapeno to the same small Dutch oven and cook, stirring frequently, for 3-4 minutes.
Add the chicken bouillon, oregano, cumin, and garlic and cook, stirring constantly, for 1 minute.
Add the drained and rinsed pinto beans, chicken broth, tomato, bacon crumbles, chipotle pepper, adobo sauce, sea salt, and freshly cracked black pepper to taste.
Bring to a slight boil, then reduce heat and simmer for 15-20 minutes, stirring often.
Taste and reseason if needed.
Pour into a serving bowl and top with fresh cilantro. Enjoy.